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Control.  Flexibility.  Security.




The Home Ownership Accelerator combines all your checking, home loan and home equity line accounts into one master "loan sweep account" that automatically repositions all deposited assets against the loan balance each day in order to save mortgage interest. This simple change better leverages your cash flow, potentially saving you thousands in interest over the next decade. And, your funds remain available 24/7, just like with your current checking account today.

How it works

Your income lowers your monthly balance.
The lower balance saves you interest.
The saved interest becomes extra principal payment.
This further lowers your balance, saving more interest.
This frees up even more money to reduce principal.
This cycle repeats itself each month, compounding your interest savings and accelerating the reduction of your debt.

Control
With a traditional mortgage, the bank controls your amortization schedule and principal balance.  The traditional 30 year amortization schedule favors the bank, and very little principal is paid in the first few years of the loan.  To accelerate the reduction of the principal balance, you could make extra payments, but this has drawbacks.  As a result, homeowners tend to keep cash in non-interest bearing accounts, while maintaining large loans at higher balances. 

With the Home Ownership Accelerator, you are in control of your loan balance, and have access to your entire available credit limit 24 hours per day.

Flexibility
With a traditional mortgage, you must make a payment every single month.  Failure to make a payment could result in a foreclosure.

With the Home Ownership Accelerator, you are not required to make a payment as long as you have available credit.  You can choose whether or not to make a payment, and how much of a payment you want to make depending on your own personal circumstances.

Security
With a traditional mortgage, about the only security you have is knowing that your rate will never change, and that you are required to make the payments each month for the next 30 years.

With the Home Ownership Accelerator, you have security in knowing that you are not required to make a payment on your mortgage, and that every dollar of your money is canceling interest and reducing the time it will take to repay your mortgage.

Now you are in control
Discover how the power of your own cash flow could significantly accelerate your home loan's pay down, saving you thousands in interest and getting you free-and-clear of mortgage payments years ahead of schedule, without demanding any change in your current spending habits. 

Click here to have one of our Home Ownership Accelerator Certified Professionals contact you for a free consultation.



We get you from where you are...

to where to want to be.

Call us at (949) 735-2330 for a free consultation.